Assess motor Own Damage with Precision
Workshop benchmarks, parts validation, and total-loss recommendations
Bring workshop quotes, parts pricing, salvage data, and your approved supplier network into one Lawdify workflow. Faster repair decisions, full audit trail.
Repair estimates anchored in your approved network
Compare workshop quotes against your insurer's historical repair data and approved parts pricing. The assessor reviews and approves — never the AI alone.
Workshop quote validation
Compare incoming quotes against your historical repair cost data for the same make, model, and damage pattern.
Flags a quote 32% above the network median for a left-rear-quarter repair on this model year.
Parts pricing checks
Verify every line item against your approved supplier price list and OEM benchmarks.
Identifies three line items quoted at non-approved supplier prices.
Salvage recommendations
Surface total-loss thresholds, salvage values, and repair-vs-write-off recommendations.
Recommends total loss with salvage proceeds netted against estimated repair cost.
Photos, reports, and prior claims linked to the file
Accident photos, police reports, prior claims history, and policy terms compiled into a single OD working file — ready for assessor review.
Damage photo analysis
Identify damage zones from accident photos and match them against the claimed schedule of repairs.
Flags front-bumper damage on photos but no front-bumper line item on the workshop quote.
Prior claims history
Surface prior claims on the same vehicle and patterns across the insured's portfolio.
Notes two prior OD claims on the same vehicle in the past 24 months.
Policy coverage check
Verify the claimed damage falls within the policy's coverage, excess, and named-driver clauses.
Confirms the driver at the time of loss matches the named-driver schedule.
Settle OD claims faster, with tighter cost discipline
Lawdify's OD module sharpens repair decisions and keeps your network honest.
Lower repair spend
Catch inflated quotes and non-approved parts before authorisation.
Faster cycle time
Move from quote to repair authorisation in hours.
Network discipline
Surface workshops that consistently quote above the network median.
Total-loss accuracy
Apply your thresholds consistently across every assessor.
Audit-ready files
Every authorisation links back to the quote, photos, and policy clause.
Handler-led decisions
Assessors approve every authorisation — AI proposes, humans decide.
Motor OD module — frequently asked questions
No. Lawdify drafts the assessment and surfaces quote anomalies; your assessor reviews, negotiates, and approves.
Yes — the module ingests your approved supplier list, network rate cards, and historical repair data.
The module produces repair-vs-write-off recommendations using your thresholds and live salvage benchmarks.
Yes — Lawdify exposes a REST API and integrates with most core claims and policy admin systems.
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